While casually browsing the internet for further information on the healthcare proposals that are being talked about by our President Elect, his cabinent and our congress, I came accross this well prepared article. Check it out. Here is a quote from the article.

"But suppose the government suddenly decreed that it would exempt from income taxes any money spent on homeowners insurance. This would reduce taxes for insurance-paid repairs. Accordingly, people would seek insurance policies that cover routine home maintenance, such as painting, carpet replacement, and fence and deck maintenance—and insurers would provide them. Although these new policies would cost more, they would seem on the surface to be a bargain because homeowners would be spending untaxed dollars. Demand for home repairs would skyrocket. More money would be spent on home maintenance, and the cost of home insurance would quickly outpace that of other goods and services. To remain in business, home insurers would limit coverage for more expensive repairs. Simultaneously, to curry favor with their constituents, politicians would seek mandates to expand coverage, and, of course, they would demand further regulations to make sure that poor homeowners had “access” to homeowners insurance. This is precisely what has happened with health insurance."

http://www.theobjectivestandard.com/issues/2007-winter/moral-vs-universal-health-care.asp

One major missing element from all the talks about Universal Health care that are in favor of it. There is no discussion of who pays the price and what exactly those ramifications will be.